Vortex Net Marketing Pricing Sheet

Private Money Family Office Lending

Loan Amounts: Up to $20 Billion

Minimum Loan: $50,000

Loan Types: Residential, Commercial & Development Deals, Business Loans

Interest Rates:

Commercial and Development Deals Over $50 Million: 4.5%

Required Documents for Real Estate Loans: Fix and Flips, Land, Ground up,

Refinance, and Purchase

1. Credit Report

2. Resume

3. Three Months of Bank Statements

4. Executive Summary

5. Project Details

6. Copy of Three FICO Scores

Additional Information:

● No credit check until loan terms are agreed upon.

● Private Money Family Office financing solutions tailored to large-scale real estate investments.

For further inquiries, please contact Vortex Net Marketing.

Our Unsecured Lending

Services

01 / FAST

Vortex Net Lending has been helping innovative startups reach their full potential. We are always on the lookout for new ideas and business models that we can effectively grow to a successful exit.

02 / SECURE

Vortex Net Lending Team is here to provide you with relevant resources that contain important information to ensure you’re always updated. Download the attached files below and be in touch with any questions.

03 / EASY

Vortex Net Lending has since developed a rich network of global business partners. We make early and transformational investments in companies that have the potential to do great things. Our dedicated team is made up of seasoned investors who are looking to partner with hard-working, visionary entrepreneurs.

$10,000 - $400,000 Unsecured Funding

with over 99% Funding Approval Rate

What we help fund...

Gap Funding

Renovations/Repairs

Real Estate Investment

Business Startup

Working Capital

Franchise Investment

Down Payment Assistance

Investing in The Stock

Market, TV/Film/Music Projects

Personal Enhancement Surgery

Health Care and more.......


Business Financing Options Overview

1. Merchant Cash Advance (MCA)

● Type: Unsecured business funding

● Rates: 19% to 50%

● Term: 3 to 12 months

● Payment Schedule: Daily or weekly

● Funding Time: Same-day funding available

● Qualification: Revenue-driven (merchant can receive up to monthly revenue minus existing MCA balance)

● Example:

○ Merchant does $100K/month

○ Existing MCA: $50K

○ Possible additional funding: $50K

○ Additional positions come at a higherrate

Required Documents:

● Application

● 4 months bank statements (12 months if seasonal business)

● Driver’s license (clear picture)

● Voided check from business checking

● Additional documents may be required

2. 10-Year SBA Term Loan

● Type: Lowest-rate debt product for small businesses

● Rates: 2.75% to 6% over Prime

○ With Prime at 7.5%, a $250K+ loan is often at 10.25%

● Loan Amounts:

○ Up to $500K – No personal property liens required

○ Over $500K – Requires extensive documentation

● Processing Time:

○ Our banks: ~4 weeks for amounts under $500K

○ Other banks: 2 to 6 months

Required Documents (Up to $500K):

● Application

● Last 3 months business and 2 years personal tax returns (must be non-redacted and

non-password protected)

● Business debt schedule (template available)

● Driver’s license (DL) and voided check (VC)

● Bank statements may be required

● Credit Score Requirement: 680+ (700+ preferred)

Key Points:

● SBA loans may be up to $5 million

● A borrower may have multiple SBA loans, up to $5M total, across multiple businesses

● Can apply for another SBA loan 90 days afterfunding

● Can be used for:

○ Business acquisitions

○ Partner buyouts

○ Property purchases (must occupy at least 51% of the property)

○ Can substitute for a commercial mortgage

3. Hard Money Loans

● Type: Asset-backed loan (collateralized against property)

● Term: 12 to 24 months

● Rates: 9% to 12%

● Loan-to-Value (LTV): Typically, 60% to 80% of property value

● Existing liens: Must be paid off with the hard money loan

Example:

● Property value: $2M

● 80% LTV → Loan amount: $1.6M

Required Documents:

● Application

● Recent appraisal of the property

● Additional documents vary by lender (appraisal is often the main requirement)

4. Equipment Loans & Leasing

● Term: 4 to 7 years

● Rates: 8% to 16%+ (varies based on merchant credit and business profile)

● Eligible Equipment:

○ Trucks

○ Aircraft

○ EV charging stations

○ Manufacturing equipment

○ Restaurant equipment

○ Construction equipment, etc.

Key Considerations:

● Loans and leasing are different products with different tax implications

● Many businesses (e.g., trucking, construction) rely on this financing for growth

Client Feedback

See what our clients say about their business experience with us.

Vortex Net Marketing made financing my project seamless and stress-free. Highly recommend!

Lucas Bennett

Calgary

The team at Vortex Net Marketing provided exceptional service and support throughout the financing process. Their expertise made all the difference in achieving my investment goals.

Mia Harringtons

Austin, TX

★★★★★
★★★★★